As I’ve been talking to clients and other 12th-grade students lately, Early Decision keeps coming up. Whether or not to apply E.D. is a difficult choice for a lot of people. While I’m generally more “pro-E.D.” than a lot of other advisors, that enthusiasm is tempered with a number of reservations. So let’s go over some of the reasons to apply Early Decision, and also some of the reasons not to. (Remember, E.D. is the “binding” early application process. You can read more about it, including why schools even offer E.D., here.)
Undermatched is the term for students who go to a college that is less selective and elite than what they could get accepted to. If you could get into one of the 20 most selective colleges but don't apply to any of them, then you are undermatched. If you probably would not get accepted to any of those (and most of us can't), but could still be accepted to one of the 200 most selective colleges but don't apply, then you're still undermatched. It has to do with the difference between where you could be accepted to versus where you actually apply.