The whole college admissions process—choosing which colleges to apply to, completing the applications, waiting for responses, and making your final choice—is often overwhelming. Figuring out how to pay for college is even more overwhelming. We’re aware that there are scholarships available, but we don’t always know how to find them, how to evaluate them, how to apply for them, and even if they’re actually worth it. There’s a lot of complexity, and each individual’s situation is different, so it’s difficult to make a few simple rules for everyone to follow.